Financial Assistance and Scholarships
- Scholarships & Financial Aid
- Loan Programs
- Changes in Status that Impact Financial Assistance
- Part-Time Student Employment
- The Money Education (ME) Center
Scholarships & Financial Aid
The mission of Scholarships & Financial Aid is to provide students with information and financial resources to attend Texas A&M University, along with support programs that promote higher education and developmental opportunities. As a part of this commitment, we strive to provide financial solutions to students at all income levels and with varying academic, merit and leadership qualifications.
The need-based financial assistance program is designed for all students who have a demonstrated financial need, as defined by the Free Application for Federal Student Aid (FAFSA), in order to assist students in paying college expenses. All financial aid is contingent upon student enrollment and making Satisfactory Academic Progress (SAP), as defined by Scholarships & Financial Aid or the specific aid program.
Financial aid has two forms: Gift Aid and Self-Help.
|Grants (Federal, State, Institutional)||Loans (Federal, State, Institutional, Alternative)|
|Scholarships||Student Employment (Work Study, Part-time Employment, Internships, Assistantships)|
|Non-resident Tuition Waivers|
Texas A&M University’s packaging philosophy for need-based financial aid is to provide the greatest amount of gift aid to those students with the highest demonstrated need and to keep loan liability to a minimum. Financial aid is awarded on a first-come, first-served basis based on priority dates published on financialaid.tamu.edu.
To apply for financial assistance, an eligible student must submit a Free Application for Federal Student Aid (FAFSA). The FAFSA becomes available on October 1st each year for the next academic year. Students are encouraged to submit their FAFSA online at https://studentaid.gov/h/apply-for-aid as soon as possible. Students who do not meet the citizenship eligibility requirements to complete the FAFSA may be eligible to submit the Texas Application for State Financial Aid (TASFA) or the International Student Financial Aid Application (ISFAA). Information on these applications can be found at http://financialaid.tamu.edu/. Only students who have been accepted for enrollment, have a FAFSA or other financial aid application on file, and have submitted all other requested documents to Scholarships & Financial Aid will be sent a financial aid offer.
Financial aid offers for new students beginning in the Fall semester will be sent during the preceding Spring semester. Students starting in the Spring semester will be sent financial aid offers late in the preceding Fall semester. Summer financial aid offers are made in May to students with a FAFSA on file who enroll half-time in Summer coursework at Texas A&M. Continuing students will be sent financial aid offers for the next academic year after Spring semester grades are complete.
Financial aid offers are made based on the assumption that students will enroll full-time in the Fall and Spring semesters in courses that are part of the student's degree plan. Cost of attendance and offered financial aid amounts will be adjusted for graduate and professional students who are enrolled less than full-time at Texas A&M University (as defined by academic program/level).
Students may only receive federal financial aid for eligible courses that count towards their program of study. State and Institutional Aid are not subject to these same regulatory restrictions. Regardless of the type(s) of aid offered, the cost of attendance for students will be reduced for courses that are not counting towards the program of study, which can result in a lower amount of federal, state and institutional aid a student could receive. Financial aid offers may also be adjusted if a student does not begin attendance in all courses in which he or she is registered.
Student inquiries may be directed to:
Texas A&M University
Scholarships & Financial Aid
P.O. Box 30016
College Station, TX 77842-3016
Get in Line to speak with a Financial Aid Advisor by phone or in person
FAFSA School Code 003632
Please visit our website for the most current information on programs and any associated deadlines.
The Federal Direct Loan Programs are available to students who have submitted a FAFSA. Students will be notified of eligibility for the Direct Loan program(s) through a financial aid offer.
Graduate and professional students seeking the Federal Direct Graduate PLUS (Grad PLUS) Loan may obtain information from our website. This program also requires the FAFSA to be on file with Scholarships & Financial Aid.
Short-term loans are available to assist students who experience temporary financial difficulties with educationally-related expenses. Funding for this program is provided by The Association of Former Students, the Class of 1926, and other University resources. This program is not intended to provide long-term assistance or to replace other assistance available through Scholarships & Financial Aid. Students must be degree-seeking and enrolled at least half-time in order to be eligible for short-term loans.
The Emergency Tuition and Required Fees loan program is available to help students pay their Texas A&M University tuition and required fees. The loan is applied directly to the student’s tuition and fee account.
Please refer to our website for detailed information on the aforementioned programs and more.
Continuing Student Scholarships
The University Scholarship Application is available to students with at least one semester completed at Texas A&M. Awards range in value from $500 to $1,500 and are available to undergraduate, graduate, and professional students currently enrolled at Texas A&M. Some awards are limited to certain fields of study and to individuals who have attained a necessary academic classification, while others are unrestricted. Awards are made to outstanding students based on a combination of University academic achievement, campus/community involvement, campus leadership roles, and, for some scholarships, financial need. In addition to scholarships offered through Scholarships & Financial Aid, many colleges and departments use the University Scholarship Application for award consideration. Students are encouraged to complete the University Scholarship Application beginning in October. The deadline for submitting applications is February 1, prior to the academic year for which the student will be awarded.
For more information on Continuing Student Scholarships, visit http://scholarships.tamu.edu/CONTINUING-STUDENTS/University-Scholarships.
Scholarship Recipients and Non-Resident Tuition Waivers
The Non-Resident Tuition Waiver for Competitive Scholarship Recipients, authorized under Texas Education Code 54.213a, is an optional waiver that institutions can implement. An eligible non-resident student who holds a competitive academic scholarship of a specified minimum dollar amount for the academic year or Summer for which the student is enrolled may be eligible to pay the fees and charges required of Texas residents without regard to the length of time the student has resided in Texas. The student must have competed with other students, including Texas residents, for the scholarship, and the scholarship must be awarded by a Texas A&M University college or departmental scholarship committee or university representative.
More information is available at https://u.tamu.edu/NonResScholarshipWaiver.
College/Departmental Level Scholarships
A number of colleges and departments at the University award scholarships to students interested in particular major fields of study on the basis of academic record, service, activities, and demonstrated leadership. The value of the awards varies, and the term of scholarships range from one to four years. Awarding colleges and departments select recipients based upon pre-determined criteria. Completed scholarship applications must be received no later than the specified deadlines. Awards are typically announced mid-Spring for the following academic year. For more information, please visit https://u.tamu.edu/CollegeDepartmentScholarships.
- There are four types of graduate assistantships (GA) available to qualified students and on a competitive bases through the academic departments, colleges, Texas A&M University System (TAMUS) agencies and administrative offices:
- Research (GAR)
- Teaching (GAT)
- Lecturer (GAL)
- Non-teaching activities (GANT)
- Most assistantships are awarded through the applicant’s academic department. An applicant should contact the department head or graduate advisor concerning the availability of assistantships. The Student Employment Office posts assistantship opportunities via Jobs for Aggies.
- Most of these positions require employment of 50% effort (average of 20 hours per week). These positions are not allowed to work beyond 50% efforts without the approval of the Graduate and Professional School. Domestic and international students have different additional hour policies. Requirements and procedures can be viewed on the Graduate and Professional School Request to Work Additional Hours webpage.
- Graduate students (domestic or international) must register for the appropriate number of University semester credit hours by the census date to maintain full-time status during any semester in which they hold an assistantship. Minimum semester credit hour requirements based on title and term can be viewed on the Graduate and Professional School GA registration requirements webpage.
- The university does not mandate assistantships be terminated upon failure to maintain enrollment requirements after the census date. However, assistantships may be terminated by the employer upon failure to maintain the minimum enrollment requirement.
- Students serving in GA titles are eligible for insurance benefits. Non-resident students serving in GA titles, and the spouse and children, may also qualify to pay resident tuition. More information can be viewed on the Graduate and Professional School Graduate Student Employment and Benefits webpage.
- According to Texas Education Code, Sec. 54.212, a teaching assistant or research assistant of any institution of higher education, and the spouse and children of such a teaching assistant or research assistant, is entitled to register at a state institution of higher education by paying the tuition, fees and other fees or charges required for Texas residents under Section 54.051 of this code, without regard to the length of time the assistant has resided in Texas, if the assistant is employed at least one-half time in a teaching or research assistant position which relates to the assistant's degree program under rules and regulations established by the employer institution. Transferred and re-designated from Education Code, Section 54.063 by Acts 2011, 82nd Leg., R.S., Ch. 359, Sec. 1, eff. January 1, 2012.
Graduate students awarded fellowships are not required to perform any services. Therefore, a fellowship student is not considered an employee and federal employment regulations do not apply. A graduate student (domestic or international) holding a fellowship administered through the Graduate and Professional School (except for the TAMU Dissertation Fellowship) must register for a minimum of:
- 9 semester credit hours during a Fall or Spring semester; or
- 6 hours in any combination for Summer.
Colleges, and/or departments who administer fellowships may adhere to the same or exceed the minimum semester credit hour requirements stated above. A course dropped by a graduate student prior to the 12th class day does not count toward the certification of enrollment status. A graduate student concurrently holding a fellowship with a one-quarter time assistantship normally has the same registration requirements as a student holding a one-half time assistantship.
Fellowship packages vary from $1,000 to over $30,000, and some include funds for insurance, tuition, and fees. Many competitive fellowship stipends of $1,000 or greater per academic year may allow students to pay tuition at the resident rate.
Changes in Status that Impact Financial Assistance
Dropping or Q-dropping a course affects a student’s enrollment status. In turn, enrollment status may impact certain funding sources as described in the below sections. ALL international and domestic graduate students should refer to the text below for detailed information regarding this important issue.
- Enrollment Status – A student’s enrollment status continues to be adjusted throughout the semester when a student drops or Q-drops a course. However, in most cases, the change in status has minimal impact, depending on timing or recent changes in laws. The impact is primarily on student loan repayment. Federal financial aid can only be paid for courses included in the student's degree plan. Enrolling in courses not on the degree plan may result in reduced financial aid eligibility.
- Health Insurance – With the implementation of the Affordable Care Act (ACA), a dependent can be covered under their parents’ insurance plan until the age of 26 regardless of their enrollment status as a student.
- Financial Aid & Scholarships – Timing matters on when a student drops a course. Financial aid checks enrollment status on two occasions – when a student’s aid is released to their billing account and on the 12th class day of a Fall or Spring semester. A student’s aid amount can be adjusted if the student’s enrollment status changes between the time funds are disbursed to the billing account and the 12th class day. However, after the 12th class day, enrollment status is not a factor for aid that has already disbursed and instead any changes in enrollment status will be reviewed through financial aid’s satisfactory academic progress standards for subsequent semesters and will not impact current semester aid. If aid has not been disbursed prior to the 12th class day, then enrollment status is checked on the date the aid is disbursed. In the Summer semester, enrollment status is officially checked on the 5th class day of the Summer session(s) in which the student is enrolled.
- Non-Resident Tuition Waiver Tied to Graduate Assistantship - After the 20th class day, SBS will notify departments to audit graduate students who have not met all eligibility criteria. SBS will provide a deadline for departments to respond prior to removing the waiver. Departments will then audit each graduate student and provide SBS with documentation of eligibility for those graduate students who are eligible for the waiver, even though their record in BPP and/or Compass may not reflect eligibility. Graduate students that do not meet all eligibility criteria as of the audit deadline will have their waiver removed.
- Employment must be for the entire semester in which the student is enrolled and actual paid work must commence on or before the official census date for the term (12th class day for Fall and Spring; 4th class day for Summer), to be eligible for a non-resident tuition waiver. Graduate Assistants should follow the registration requirements found on the Graduate and Professional School website that outlines requirements based on title and term.
- Must be working 50% effort in the qualifying position.
- Terms used to describe qualifying positions are intended to indicate an academic position, not a position title.
- Volunteer or unpaid work does not constitute employment.
- Student worker positions do not qualify for non-resident tuition waivers.
- Student Loan Repayment – Graduate students must maintain at least half-time enrollment throughout the semester for student loans to remain in an in-school deferred status. Dropping below half-time enrollment will trigger student loans to enter any applicable grace period, with repayment required after the grace period has elapsed. Changes in enrollment status from full-time to half-time have no consequence on student loans. Half-time enrollment for a graduate student is defined as 5 hours and for a professional student it is defined at 6 hours for the Fall and Spring semesters.
- International Graduate Assistants –The United States Department of Homeland Security and the Department of State require students on F-1 and J-1 visas/status to be enrolled in a full course of study. A full course of study at the graduate level is certified by the Designated School Official (DSO) in International Student Services (ISS). ISS uses the University’s definition of full course of study for graduate students.
International students on F-1 visas have limited reasons they can drop below full-time enrollment and maintain their immigration status. There are three basic reasons F-1 students can drop below hours:
1. Medical Condition
2. Academic difficulties
3. Final Term
An F-1 student must not drop below full-time enrollment without prior approval from ISS. Without ISS approval to drop below full-time enrollment, an F-1 student will be considered out of legal immigration status. Students should request a reduced course load by submitting the F-1 Reduced Course Load Form. Rules for a reduced course load are further detailed on the form.
Students on a J-1 visa/status may have a reduced course load if:
1. There is a documented medical illness
2. There is a bona fide academic reason
3. It is the final term
A J-1 student must not drop below full-time enrollment without prior approval from ISS. Without ISS approval to drop below full-time enrollment, a J-1 student will be considered out of legal immigration status. Students should request a reduced course load by submitting the J-1 Reduced Course Load Form. Rules for a reduced course load are further detailed on the form.
Part-Time Student Employment
In addition to the assistantships and fellowships offered by academic departments and coordinated by the GPS, the Student Employment Office in Scholarships & Financial Aid coordinates student part-time employment. Students seeking part-time job opportunities on campus and in the Bryan/College Station area may search the Jobs for Aggies job board. On-campus departments are required to post their open positions on the job board. Local Bryan/College Station employers are also able to post part-time employment opportunities. Students secure their employment through their own initiative.
On-campus student employees are paid minimum wage or higher and are paid in accordance with the University’s biweekly pay schedule. University student employees are not eligible for paid holidays, retirement, vacation, or sick leave.
Professional development workshops are also available for student employees and supervisors of student employees. The student employee workshop topics include, but are not limited to, communication skills, preventing sexual harassment in the workplace, customer service skills, and work place etiquette. To view the current workshop schedule and register, please visit the Jobs for Aggies website.
The Money Education (ME) Center
The Money Education (ME) Center provides Aggie students with the education and resources they need to make smarter personal finance decisions during college so that they can lay a foundation of financial success for a lifetime. Through the following resources, the ME Center teaches Aggies about budgeting, saving and banking, building and protecting credit, investing, buying a car and home, and more. The ME Center offers the following services and resources:
- Foundations of Money Education Course (AGLS 235)
- Scheduled Appointments
- Walk-in Advising
- Scheduled Presentations
- Class Presentations
- Student Group Presentations
- Resource Tables
- Online Resources